Why do I need you to manage my investments?

Portfolio management is challenging and time consuming!  

The best of individuals (and investment managers) often do not consider the net of tax effect of investment decisions.  Even the most basic asset allocation has complications that confound do-it-yourselfers.  Knowing the correct asset allocation for an expected return (and risk aligned to your tolerance) to achieve goals is a multi-step process that many individual investors do not consider.